Direct Mortgage

Purchases

Real estate loans available in todays mortgage climate have changed.  There are still 100%  programs available on a limited basis and in limited areas.  There are excellent programs available with 3% down and more.  We will gladly advise anyone of what they qualify for.

Refinances and cash-outs

Refinances and cash out loans are available based on equity position and credit score.

Second Mortgages
Fixed rate seconds and helocs are score driven and equity maxed at 95%.  We are happy to quote anyone on these products.